PUBLIC LIABILITY

Public Liability insurance is designed to protect your business & employees against the accusation and compensation awarded from negligence resulting in personal injury or property damage incurred as a result of your business’ activity or products your business provides. As a business owner you already have enough to worry about. Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property.

You need Public Liability insurance in general & especially if your customers visit you or you go out to see them, either at their premises, in public locations, or places owned and/or controlled by others.

What is covered?

Some of the common coverage sections of a professional indemnity insurance policy are:

  • Breach of Duty
  • Sub-Contractors
  • Intellectual Property Infringement
  • Loss of Documents
  • Claims Investigation Costs
  • Joint Venture Liability
  • Breach of Privacy and/or Confidentiality
  • Defamation
  • Fraud & Dishonesty
  • Public Relations Expenses
  • Enquiry Costs
  • Errors and/or Omissions
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