MANAGEMENT LIABILITY INSURANCE

The directors and officers of a company are generally under constant pressure to meet the demand and expectations of all business stakeholders including clients and employees. 

Public Liability insurance is designed to protect your business & employees against the accusation and compensation awarded from negligence resulting in personal injury or property damage incurred as a result of your business’ activity or products your business provides. As a business owner you already have enough to worry about. Public Liability insurance is your protection if you are found to be legally responsible for personal injury to a third party or damage to their property

You need Public Liability insurance in general & especially if your customers visit you or you go out to see them, either at their premises, in public locations, or places owned and/or controlled by others.

DO I NEED MANAGEMENT
LIABILITY INSURANCE?

It is strongly suggested that you consider D&O insurance;

  • If you are a Director or Officer of a business or corporation.
  • If in your position, you may be exposed to claims brought against you by Competitors
  • If you are a shareholder of the compan

what is covered

  • Management Liability– Provides protection against fraud or breach of fiduciary duty; unfair competition & breach of confidentiality.
  • Corporate Liability– Provides protection against allegations of fraud, potential prosecution by a regulatory authority & breaches of the Corporations Act.
    Employment Practices Liability– Provides protection against allegations of bullying, sexual harassment, unfair dismissal and discrimination.
  • Theft/Crime– Provides protection against theft by employees which may include theft of money and property.
  • Statutory Liability– Provides protection against a breach of Occupational Health and Safety Act and other legislation.
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