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COMPREHENSIVE CAR INSURANCE

Generally considered the most popular type of domestic motor insurance available for your vehicle. Generally policies are arranged on a “market value” basis. This means that if the vehicle is stolen and not recovered or damaged beyond repair, the insurer generally pays the current market value of the vehicle at the time of the claim.

Generally it covers:

  • Costs to repair damage to your own vehicle,
  • Costs to repair damage to someone else’s vehicle or property damage,
  • Generally Theft cover is also included.


Premiums for comprehensive insurance are generally based on a number of factors, including:

  • Model and/or Type of Vehicle– any modifications or accessories may also effect the premium rating
  • Drivers age – including the age of the youngest regular driver
  • Driving record of the nominated drivers
  • Claims history
  • Usage of Vehicle – private or business use

THIRD PARTY, FIRE
& THEFT

This  type of policy offers an alternative , as the name suggests it generally covers fire damage, theft of the vehicle and third party property damage only.  It does not cover your vehicle for damage under any other circumstances.

Third Party Property
& Damage Insurance

Offers coverage against damage that you cause to another person’s vehicle or property only and does not provide any cover for damage to your own vehicle.

Third Party Personal
& Injury Insurance

As a national statutory insurance it is compulsory in all states and territories of Australia to have Third Party Personal Injury Insurance. This policy is dependant on the state the vehicle is registered and resides in, this policy is either included in your annual vehicle registration or can be taken separately (also commonly referred to  as a Green Slip or CTP). This covers injuries resulting from a motor vehicle accidents only.

 

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© 2021, F.N.I.G All Rights Reserved by First Nation Insurance Group
First Nations Insurance Group Pty Ltd A.B.N 77 653 455 979 CAR 1293124 a corporate authorised representative of Australian Broker Network Pty Ltd AFSL 253131

Terms, conditions, limits and

exclusions apply to any products referred to in our website. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 1300 178 628 before deciding to acquire, or to continue to hold, any products.

© 2021, First Nations Insurance Group All Rights Reserved by First Nation Insurance Group
First Nations Insurance Group Pty Ltd A.B.N 77 653 455 979 CAR 1293124 a corporate authorised representative of Australian Broker Network Pty Ltd AFSL 253131

Terms, conditions, limits and exclusions apply to any products referred to in our website. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 1300 178 628 before deciding to acquire, or to continue to hold, any products.

Our Company

Insurances

© 2021, F.N.I.G All Rights Reserved by First Nation Insurance Group
First Nations Insurance Group Pty Ltd A.B.N 77 653 455 979 CAR 1293124 a corporate authorised representative of Australian Broker Network Pty Ltd AFSL 253131

Terms, conditions, limits and exclusions apply to any products referred to in our website. The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. You should consider these, having regard to the appropriateness of this advice, and the relevant Product Disclosure Statement, available by calling us on 1300 178 628 before deciding to acquire, or to continue to hold, any products.

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