WHAT IS CORPORATE TRAVEL INSURANCE?

Travel is a common part of day to day business however from time to time things can go wrong. It is for this reason it is important that your company looks after the employees just as if they were in the office.

Corporate Travel Insurance is implemented into a business to provide a detailed coverage for directors and employees whilst on business travel against the common yet unforeseeable risks associated with interstate or overseas business trips. This generally includes cancellation, accidental death, loss of deposits and disability, medical evacuation,  travel documents, baggage and personal liability.

Some additional benefits offered in Corporate Travel Insurance to standard Leisure Travel Insurance designed to suit business needs. These can include:

  • Cover for leisure travel during a business trip. (Leisure-only travel can also be included)
  • Cover that extends to the whole business, not just the individual
  • Higher sums insured across a range of potential risks
  • Cover that extends to all Employees, Directors, Officers and Consultants of the Insured person, including accompanying spouse and dependent children
  • Cover for pre-existing conditions if your doctor deems you fit for travel
  • Higher sums insured across a range of potential risks

Do I need corporate
travel insurance?

Corporate travel insurance is generally implemented into a businesses with employees who travel both within Australia and overseas and where the travel involves planes, hotel stays or tours. Corporate Travel Insurance can also be extended to include some employees and their families for leisure travel it makes an excellent low cost employee benefit.

what does travel
insurance cover?

Generally Corporate Travel Insurance policies will provide cover for:

  • Expenses due to cancellation of such things as delayed flights or illness
  • Hire car excess
  • Kidnap and ransom
  • Emergency medical expenses
  • Personal Liability
  • Lost travel documents and luggage
  • Accidental death, disability & loss of income
  • Personal Liability

Important tips

Generally Corporate Travel Insurance policies will provide cover for:Hire car excess

  • Expenses due to cancellation of such things as delayed flights or illness.
  • Kidnap and ransom
  • Emergency medical expenses
  • Personal Liability
  • Lost travel documents and luggage
  • Accidental death, disability & loss of income
  • Personal Liability
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